Due to white-sand seashores and year-round sunshine, deciding to stay in San Diego is a no brainer. However with scores of mortgage firms to choose from, discovering the proper one to finance your own home can really feel tougher. That’s the place NerdWallet is available in.
We in contrast San Diego’s main mortgage lenders — high-volume nationwide manufacturers together with native choices — to determine high choices for first-time residence patrons and repeat patrons alike.
When selecting a mortgage lender, it’s necessary to consider what issues most to you: Some debtors want low-down-payment choices, some desire a aggressive rate of interest, and others search for the comfort of an internet utility course of.
We’ve narrowed the sector to assist simplify your seek for a San Diego mortgage lender.
» MORE: 5 suggestions for locating the proper mortgage lender
NerdWallet’s finest San Diego mortgage lenders
These nationwide and regional mortgage lenders do enterprise in San Diego, even when they don’t have bodily areas there, and are among the many metropolis’s highest-volume mortgage firms.
Native mortgage lenders in San Diego
The next lenders haven’t been reviewed by NerdWallet. Nevertheless, they do a major quantity of mortgage lending in San Diego and are common among the many metropolis’s mortgage customers. Test them out for those who favor to incorporate a neighborhood lender or two in your seek for the perfect mortgage.
Union Financial institution
A number of low-down-payment loans.
Mortgage choices with no closing prices and no mortgage insurance coverage.
Cell app out there.
A number of department areas in San Diego.
Pre-qualification requires a cellphone name with a mortgage officer.
Mortgage applications for international nationals and self-employed debtors.
Will finance all sorts of condos.
A number of department areas in and round San Diego.
Bay Fairness House Loans
Typical, authorities and jumbo mortgage choices.
Presents refinancing and reverse mortgages.
Just one department location in San Diego.
AIMLoan (American Web Mortgage)
Web site offers immediate custom-made price quotes.
Presents three% down typical loans.
Claims to cost a flat, assured lender price.
Finest San Diego mortgage lenders: Abstract
Flagstar Financial institution: Finest for first-time residence patrons
Guild Mortgage: Finest for first-time residence patrons
Quicken Loans: Finest for a digital mortgage expertise
Fairway Unbiased Mortgage: Finest for a digital mortgage expertise
Caliber House Loans: Finest for veterans
loanDepot: Finest for veterans
San Diego County Credit score Union: Finest credit score union choice
Navy Federal Credit score Union: Finest credit score union choice
Financial institution of America: Finest for face-to-face service
Chase: Finest for face-to-face service
Union Financial institution: High native mortgage lender in San Diego
CrossCountry Mortgage: High native mortgage lender in San Diego
Bay Fairness House Loans: High native mortgage lender in San Diego
AimLoan: High native mortgage lender in San Diego
Extra from NerdWallet
NerdWallet’s choice of mortgage lenders for inclusion right here was made primarily based on our analysis of the services that lenders provide to shoppers who’re actively searching for the perfect mortgage. The six key areas we evaluated embody the mortgage sorts and mortgage merchandise provided, on-line capabilities, on-line mortgage price info, customer support and the variety of complaints filed with the Client Monetary Safety Bureau as a share of loans issued. We additionally awarded lenders as much as one bonus star for a novel program or borrower focus that set them aside from different lenders. To make sure consistency, our rankings are reviewed by a number of individuals on the NerdWallet Mortgages crew.