Southwest is producing numerous buzz with its newest bank card sign-up bonus: 30,000 Speedy Rewards factors and a promotional Companion Cross that lets a visitor fly virtually free when the first traveler indicators up for a qualifying bank card and meets a minimal spend of $four,000 throughout the first three months of the account opening.
However is it proper in your journey wants and objectives?
Listed below are solutions to ceaselessly requested questions concerning the provide.
Q: What’s the Southwest Companion Cross?
A: The Southwest Companion Cross covers the price of airfare for somebody who flies with the first traveler. Charges apply, usually beginning as little as $5.60 every manner.
Q: How do I get one?
A: Join any of three Southwest bank card presents from Chase by Feb. 11, 2019, then make $four,000 in qualifying prices to the cardboard within the first three months.
Playing cards now providing the cross are:
Q: Are there bonus factors for signing up?
A: Sure. Together with the Companion Cross, new cardholders will get 30,000 Speedy Rewards factors credited to their account after making $four,000 in qualifying purchases within the first three months.
» Be taught Extra: 6 practically free journeys you possibly can take with the Southwest Companion Cross promotion
Q: Is that this Companion Cross the identical because the one Southwest has been providing for years now?
A. No. This promotional cross is totally different in that there’s a deadline to make use of it — the cross is simply legitimate by means of Dec. 31, 2019.
Q: Will I get a brand new Companion Cross yearly?
A: No. This can be a one-time, limited-time provide.
Q: Can my companion be a special individual each time?
A: No. You select one one who can fly with the cross, however you possibly can change that individual as much as thrice in a single 12 months.
Q: Can my companion fly on a special day than I do or out of a special airport or make an additional cease?
A: No. You have to fly collectively for the entire journey.
Q: I have already got a Southwest-branded bank card. Will I qualify for this provide?
A: Not going. Although you possibly can’t be certain till you apply, NerdWallet is predicting that this provide — an aggressive promotion to win new Southwest credit score cardholders — received’t be out there to present prospects.
» Be taught Extra: Is the Southwest Companion Cross sign-up bonus value it?
Q: I’ve utilized for greater than 5 Chase bank cards prior to now 24 months. Will I qualify for this new Southwest provide?
A: Chase famously has a 5/24 rule designed to discourage folks from signing up for playing cards only for the bonuses then shortly abandoning them. Should you’ve utilized for 5 or extra Chase playing cards prior to now 24 months, chances are high you’ll be declined.
Q: Does the Companion Cross work when the first traveler books with factors?
A: Sure. When you’ve got sufficient factors to guide a flight for your self, you and your companion can each fly virtually free of charge.
Q: Can we use the cross to Hawaii?
A: Nobody is aware of but. Southwest has introduced plans to start service to Hawaii from the West Coast, however officers haven’t mentioned when. As a result of this Companion Cross is nice just for journey by means of Dec. 31, 2019, it’ll rely upon when Southwest begins flying there.
Q: Why can’t I see Southwest flights on Travelocity or Priceline?
A: Southwest flights don’t seem in most main multi-search engines. If you wish to peruse itineraries, see the airline’s web site.
Q: Do money advances and stability transfers depend towards the $four,000 minimal spend?
Q: What rates of interest do these playing cards cost?
A: All three playing cards on this provide cost a variable APR of 17.99% to 24.99% on purchases and 26.99% on money advances. Although fairly customary, these charges can shortly add as much as greater than you’re getting in free journey in case you’re not cautious.
» Be taught Extra: As Southwest prepares service to Hawaii, the Companion Cross can get you there for much less
Q: Is there another strategy to get a Southwest Companion Cross?
A: This Companion Cross is promotional, however Southwest has lengthy provided its customary Companion Cross that works somewhat otherwise. To earn Southwest’s conventional Companion Cross, you need to both fly quite a bit — 100 qualifying one-way journeys per 12 months — or earn numerous Speedy Rewards factors — 110,000 in a 12 months.
The normal Companion Cross has an extended shelf life. It’s good for the rest of the calendar 12 months by which you earned it plus the entire subsequent 12 months. The brand new promotional Companion Cross is nice solely from the time you earn it by charging $four,000 to the cardboard till Dec. 31, 2019.
Q: Can I exploit the 30,000 factors I earn with this new provide to use towards an ordinary Companion Cross for subsequent 12 months?
A: Sure. Should you maintain onto them lengthy sufficient to get your Speedy Rewards whole as much as 110,000 factors.
Q: What different rewards do these bank cards provide?
A: Every card pays you a minimum of 1 Speedy Rewards level per $1 spent on all purchases, 2 Speedy Rewards factors for each $1 spent on qualifying Southwest purchases, plus different perks that change by card.
Q: Do the playing cards cost international transaction charges?
A: Two don’t, one does. The bottom-cost card, Southwest Speedy Rewards® Plus Credit score Card, prices a three% payment on international transactions.
The best way to maximize your rewards
You need a journey bank card that prioritizes what’s necessary to you. Listed below are our picks for the perfect journey bank cards of 2019, together with these greatest for:
Planning a visit? Try these articles for extra inspiration and recommendation:
The Southwest Speedy Rewards Program: The whole information
Which Southwest Airways bank card ought to I get?
Southwest may start Hawaii service earlier than anticipated